Sponsored: How the Knights of Columbus Helps Seniors Prepare for the Rising Costs of Long-Term Care
As you approach retirement—or settle into it—your priorities naturally shift. You’ve spent decades building a life, raising a family, and setting aside savings to enjoy your later years. Yet one of the most significant financial challenges many retirees face is the possibility of an extended care event brought on by chronic illness, mobility issues, or simply the natural changes that come with age.
The Knights of Columbus offers seniors and near-retirees a practical, compassionate plan to safeguard both independence and financial security.
Why Long-Term Care Planning Is Essential
You’ve worked hard to build your retirement nest egg. But even the strongest financial plan can be overwhelmed if long-term care becomes necessary. The costs of home care, assisted living, or nursing home services continue to rise each year, and traditional health insurance or Medicare provide limited coverage.
Many seniors say their hope is to remain independent or rely on family if needed. But caring for an aging parent can place immense physical, emotional, and financial pressure on loved ones.
Important factors to consider:
• Who will provide care for you if your health needs change?
• Do you want your adult children to balance caregiving with their own work and family?
• Can your savings support both your lifestyle and potential long-term care costs?
Planning today helps ensure your family can offer support—not carry the full burden.
Protecting the Retirement You’ve Earned
Your retirement savings were built to support your lifestyle, travel plans, and financial stability between you and your spouse. But an extended care event can rapidly drain assets meant to last decades.
Long-term care insurance from the Knights of Columbus helps protect:
• Your retirement income
• Your spouse’s financial future
• Your hard-earned savings
• Your ability to choose the type of care you receive
You have worked hard your whole life, instead of relying solely on personal assets—or family—coverage provides dependable financial support when care is needed most. This allows you some peace of mind that your own funds will not be depleted, and you can enjoy your life to the fullest.
The Knights of Columbus Long-Term Care Advantage
A Knights of Columbus Long-Term Care Insurance Policy is designed with the values of dignity, stability, and independence in mind. For seniors and near-retirees, it offers:
• Coverage for care in the setting you prefer — whether at home, in assisted living, or in a facility
• Protection of lifetime savings from the continuing high cost of care
• Access to professional caregivers so family members can focus on emotional support rather than full-time responsibility
• Care management services to help coordinate appointments, services, and providers
This is not just insurance—it’s a safeguard for your independence.
The Comfort of Staying at Home
Most seniors say they want to remain in the comfort and familiarity of their own home. Knights of Columbus long-term care policies include options that support home-based care, including:
• Licensed home health aides
• Skilled nursing visits
• Care coordination
• Supportive equipment and services
Your home can remain your sanctuary, even as your care needs change.
A Complete Retirement Protection Strategy
Your extended care plan may include a combination of:
• Long-term care insurance
• Life insurance
• Retirement annuities
Together, these tools create a foundation of financial confidence—ensuring your retirement years remain secure, comfortable, and aligned with your values.
Faith, Family, and Security for the Road Ahead
For generations, the Knights of Columbus has stood beside Catholic families, offering protection rooted in service, integrity, and faith. As you explore the next stage of life, long-term care planning is one of the greatest gifts you can give—both to yourself and to those you love.
Retirement should be a time of peace. With the right plan, it can be.
